Social Security Benefits

Social Security Benefits
 Does Social Security pay death benefits?

A one-time payment of $255 can be paid to the surviving spouse if he or she was living with the deceased; or, if living apart, was receiving certain Social Security benefits on the deceased’s record.

If there is no surviving spouse, the payment is made to a child who is eligible for benefits on the deceased’s record in the month of death.

What happens if the deceased received monthly benefits?

If the deceased was receiving Social Security benefits, you must return the benefit received for the month of death and any later months.

For example, if the person died in July, you must return the benefits paid in August. How you return the benefits depends on how the deceased received benefits:
  • For funds received by direct deposit, contact the bank or other financial institution. Request that any funds received for the month of death or later be returned to Social Security.
  • Benefits received by check must be returned to Social Security as soon as possible. Do not cash any checks received for the month in which the person dies or later.
Who receives benefits?

Certain family members may be eligible to receive monthly benefits, including:
  • A widow or widower age 60 or older (age 50 or older if disabled);
  • A surviving divorced spouse, under certain circumstances
  • A widow or widower at any age who is caring for the deceased’s child who is under age 16 or disabled and receiving benefits on their record;
  • An unmarried child of the deceased who is:
    • Younger than age 18 (or up to age 19 if he or she is a full-time student in an elementary or secondary school); or
    • Age 18 or older with a disability that began before age 22.
Are other family members eligible?

Under certain circumstances, the following family members may be eligible:
  • A stepchild, grandchild, step grandchild, or adopted child; and
  • Parents, age 62 or older, who were dependent on the deceased for at least half of their support.
For more information visit the Social Security website here.
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